"Everyone has a plan until they get punched in the mouth." – Mike Tyson
You can plan everything in life with the best intentions. Then a tree falls on your home, a parent gets sick, your spouse get sick, or you unexpectedly die. These tragic events happen to good people like you every day, but with proper risk management, your family can be protected.
We Aren’t Insurance-Only Professionals
Insurance-only professionals receive compensation for each insurance product purchased. In this scenario, your best interests won’t put the most money in their pocket. Most insurance products are designed such that the bigger the policy sold, the bigger the commission. Your Rightirement Wealth Partners advisor has committed to serve as your fiduciary in advisory relationships. Our advice will always be in your best interests first. If your financial situation warrants insurance, we will calculate adequate coverage amounts and work across the spectrum of insurance companies to find attractive pricing. Furthermore, we will analyze cost and effectiveness over the life of each insurance policy to make sure that prospective insurers have not buried costly increases in the future to make today’s pricing look better.
Our Insurance Offerings
Protecting your family against unforeseen circumstances helps support your financial health. When building your financial plan, we consider only insurance options that would fit your needs and nothing more.
You only have one body and one mind. Aside from the devastating effects of severe illness and the emotional toll it takes on your family, a great deal of money can be lost in treatment. Health insurance can help mitigate the heavy cost of healthcare in the United States and prevent heavy financial losses.
Your castle, your cars, and everything in them can be gone in an instant, but it’s only possessions – possessions that can be replaced. Property insurance can’t replace those family mementos, but it can get your life back in order after a disaster. Losing everything you own doesn’t have to mean financial devastation.
Long-term Care Insurance
What happens if you become disabled and can’t provide for your family? Will your current investments suffice if you can no longer work? LTC insurance helps supplement the cost of your care and provides ongoing financial support for your family.
At any moment a psychological or physical illness could put you out of work for a short or long period of time. Disability insurance can help bridge the gap while you get back on your feet and back to work.
Death comes for us all and we aren’t all guaranteed to live to 100 or more. Should you pass away before the end of your career, life insurance can cover lost income, basic living expenses, your debts, and much more. This type of insurance can be the difference between leaving your loved ones without a roof over their head and prospering well past your untimely death.
Review Your Insurance Options